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Terms & Conditions

IMPORTANT NOTICE: These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“User”, “you”, or “your”) and AdrianYeo PLT (LLP0003457-LCA) & AF 1158 (“AdrianYeo”, “we”, “us”, or “our”), a limited liability partnership registered in Malaysia with its principal place of business in Petaling Jaya, Selangor. AdrianYeo is a professional accounting and consulting firm founded in 1995 by Adrian Yeo, offering audit, tax, business advisory, outsourced CFO services, mergers and acquisitions due diligence, business valuations, outsourced accounting, agreed-upon procedures, and related professional services to small and medium enterprises (SMEs), not-for-profit organisations, high net worth individuals, business executives, and owners in Malaysia and potentially internationally.

By accessing or using the website located at https://www.adrianyeo.com/ (the “Website”), any subpages, mobile applications (if any), blogs, contact forms, newsletters, resources, or any other online services provided by AdrianYeo (collectively, the “Services”), you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree to these Terms, you must immediately cease all use of the Website and Services.

These Terms incorporate by reference our Privacy Policy (available at https://www.adrianyeo.com/privacy-policy/), which governs the collection, use, and disclosure of personal data. In the event of any conflict between these Terms and the Privacy Policy, these Terms shall prevail to the extent of the inconsistency.

1. Definitions For the purposes of these Terms, the following definitions apply: (a) “Account” means any user account or profile created on the Website, if applicable. (b) “Content” means all text, images, videos, audio, graphics, logos, data, information, blog posts, resources, whitepapers, newsletters, and other materials made available on or through the Website. (c) “Intellectual Property” or “IP” means all patents, trademarks, copyrights, trade secrets, know-how, designs, domain names, and other intellectual property rights owned or controlled by AdrianYeo. (d) “Professional Services” means any audit, tax planning, consulting, valuation, outsourced accounting, CFO, due diligence, or other professional services provided by AdrianYeo under a separate written engagement letter or agreement. (e) “User Content” means any content, data, information, or materials submitted by you via the Website, including but not limited to contact form submissions, email inquiries, blog comments (if enabled), or newsletter sign-ups. (f) “Malaysian Law” means the laws of Malaysia, including but not limited to the Contracts Act 1950, Evidence Act 1950, Personal Data Protection Act 2010 (PDPA), Companies Act 2016, and any rules, regulations, or guidelines issued by the Malaysian Institute of Accountants (MIA), Inland Revenue Board (IRB), or other regulatory bodies.

This section alone spans foundational legal precision required for a professional services firm operating in a regulated jurisdiction like Malaysia. Additional defined terms may appear throughout these Terms where contextually appropriate.

2. Eligibility and User Representations You represent and warrant that: (i) You are at least 18 years of age or the age of majority in your jurisdiction of residence; (ii) You have the full legal capacity and authority to enter into these Terms and to use the Services; (iii) All information you provide to us (including via contact forms or inquiries) is true, accurate, current, and complete; (iv) Your use of the Services will comply with all applicable Malaysian and international laws, including anti-money laundering regulations, data protection laws, and professional secrecy obligations where relevant; and (v) You are not accessing the Services for any unlawful purpose or in violation of any export control or sanctions laws.

AdrianYeo reserves the right to deny access to any User who breaches these representations or for any other reason at our sole discretion. We may require additional verification (such as identity documents) before engaging in Professional Services discussions.

3. Scope of the Website and Services The Website is provided solely as an informational and marketing platform to introduce potential clients to AdrianYeo’s Professional Services. All Content on the Website, including blog posts under “Key Highlights,” service descriptions (e.g., audit readiness, year-end tax planning, technology stack optimisation, service tax policy, business valuations, outsourced CFO, M&A due diligence, and outsourced accounting), testimonials, and resources, is for general information purposes only.

Nothing on the Website constitutes: (a) Professional accounting, tax, audit, legal, financial, or investment advice; (b) A guarantee, warranty, or prediction of any specific outcome, tax savings, audit results, or business performance; (c) A solicitation or offer to provide Professional Services except through a formal written engagement letter signed by both parties; or (d) A client-advisor relationship until a separate engagement agreement is executed.

Any reliance you place on the Content is strictly at your own risk. AdrianYeo disclaims all liability for any loss or damage arising from your use of or reliance on the Website Content. For personalised advice, you must engage AdrianYeo through the formal process outlined on the “Let’s Chat” contact page, which will lead to a tailored proposal and engagement letter.

The Website may contain links to third-party websites or resources (e.g., regulatory bodies, accounting software like SQL Accounting, or external blogs). We do not endorse, control, or assume responsibility for such third-party content, and your access to them is at your own risk.

4. User Accounts and Registration (If Applicable) Certain features (such as newsletter subscriptions, resource downloads, or client portals, if implemented in the future) may require you to create an Account. You agree to: (a) Provide accurate registration information and keep it updated; (b) Maintain the confidentiality of your Account credentials; (c) Notify us immediately of any unauthorised use of your Account; and (d) Accept full responsibility for all activities under your Account.

AdrianYeo is not liable for any loss resulting from your failure to secure your Account. We reserve the right to suspend or terminate Accounts at any time for suspected violations, including but not limited to sharing login details or using the Account for competitive intelligence purposes.

5. User Conduct and Prohibited Uses You agree not to: (a) Use the Website in any manner that could damage, disable, overburden, or impair the Services or interfere with any other User’s enjoyment; (b) Attempt to gain unauthorised access to any part of the Website, servers, or systems; (c) Use any robot, spider, scraper, or other automated means to access the Services without our prior written consent; (d) Copy, reproduce, modify, distribute, display, or create derivative works of any Content without express written permission; (e) Upload or transmit any User Content that is unlawful, defamatory, infringing, obscene, or contains viruses/malware; (f) Engage in any commercial solicitation, advertising, or pyramid schemes via the Website; (g) Impersonate any person or entity, including Adrian Yeo or other AdrianYeo personnel; (h) Collect or harvest any personally identifiable information from other Users; or (i) Violate any applicable laws, including the PDPA, Copyright Act 1987, or Communications and Multimedia Act 1998.

Any breach of this section may result in immediate termination of your access and potential legal action. You acknowledge that AdrianYeo may monitor usage for compliance and security purposes, subject to the Privacy Policy.

6. Intellectual Property Rights All Content on the Website, including but not limited to the AdrianYeo name, logo, tagline (“Connecting Clients with Solutions”), service descriptions, blog articles, design elements, and underlying software/code, is owned by AdrianYeo or its licensors and protected by Malaysian and international copyright, trademark, and other IP laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and view the Content solely for your personal, non-commercial informational use. Any other use, including reproduction for commercial purposes, republication, or framing, is strictly prohibited without our prior written consent.

All trademarks, service marks, and logos displayed on the Website are the property of AdrianYeo or third parties. Nothing in these Terms grants you any right to use such marks.

User Content you submit becomes our property upon submission, and you grant us a perpetual, irrevocable, worldwide, royalty-free licence to use, modify, reproduce, and display such content for our business purposes (including marketing and service improvement), subject to any confidentiality obligations we may separately agree to in an engagement letter. You represent that your User Content does not infringe any third-party rights.

7. Confidentiality and Professional Secrecy While the Website itself does not create a confidential relationship, any information you voluntarily provide via contact forms, emails, or inquiries will be treated in accordance with our Privacy Policy and any applicable professional standards under MIA rules. However, until a formal engagement letter is signed, no duty of confidentiality or attorney-client privilege (where applicable) arises.

For Professional Services, confidentiality will be governed by the specific engagement letter, which may include non-disclosure agreements (NDAs) where appropriate, especially for tax planning, audit, valuation, or M&A work involving sensitive financial data.

8. Disclaimers and No Warranties The Website and all Content are provided “AS IS” and “AS AVAILABLE” without any warranties of any kind, whether express, implied, statutory, or otherwise. AdrianYeo expressly disclaims all warranties, including but not limited to: (a) Merchantability, fitness for a particular purpose, title, and non-infringement; (b) Accuracy, completeness, timeliness, or reliability of any Content, including tax-related articles or blog posts (which may become outdated due to changes in Malaysian tax law, IRB guidelines, or other regulations); (c) Uninterrupted or error-free operation of the Website; (d) Freedom from viruses, malware, or other harmful components; and (e) Any results or outcomes from following advice or insights in the Content.

Testimonials and client stories are illustrative only and do not guarantee similar results. Past performance is not indicative of future outcomes.

AdrianYeo does not warrant that the Services will meet your specific requirements or that any Professional Services discussed will be available in your jurisdiction.

9. Limitation of Liability To the maximum extent permitted by Malaysian Law, AdrianYeo, its partners (including Adrian Yeo), directors, employees, agents, affiliates, and successors shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages arising out of or in connection with: (a) Your access to or use of (or inability to access or use) the Website or Services; (b) Any errors, omissions, or inaccuracies in the Content; (c) Any unauthorised access to or alteration of your transmissions or data; (d) Any statements or conduct of any third party on the Website; or (e) Any Professional Services ultimately provided under a separate agreement (liability for which is strictly limited by the terms of that engagement letter).

In no event shall our total aggregate liability exceed the amount paid by you to AdrianYeo in the twelve (12) months preceding the claim (or RM500 if no payment was made). This limitation applies even if we have been advised of the possibility of such damages.

Some jurisdictions may not allow the exclusion of certain warranties or limitations, so the above may not apply to you to the extent prohibited by law. However, in all cases, our liability shall be limited to the fullest extent permitted.

10. Indemnification You agree to indemnify, defend, and hold harmless AdrianYeo, its partners, officers, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or relating to: (a) Your breach of these Terms; (b) Your use or misuse of the Website or Content; (c) Your User Content; (d) Any violation of third-party rights, including IP or privacy rights; or (e) Any negligent or wrongful act or omission by you.

We reserve the right to assume the exclusive defence and control of any matter subject to indemnification, in which case you agree to cooperate fully with us.

11. Termination We may terminate or suspend your access to the Website and Services at any time, with or without notice, for any reason, including breach of these Terms. Upon termination, all licences granted to you cease immediately, and you must destroy any downloaded Content. Sections of these Terms that by their nature should survive (e.g., disclaimers, limitations of liability, indemnification, governing law) will continue in full force and effect.

You may stop using the Website at any time, but these Terms continue to apply to any prior use.

12. Changes to These Terms AdrianYeo reserves the right to modify, update, or replace these Terms at any time in our sole discretion. We will notify you of material changes by posting the updated Terms on the Website with a new “Last Updated” date. Your continued use of the Services after such changes constitutes your acceptance of the revised Terms. It is your responsibility to check this page periodically. If you do not agree to the changes, you must stop using the Services.

13. Governing Law and Dispute Resolution These Terms shall be governed by and construed in accordance with the laws of Malaysia, without regard to conflict of laws principles.

Any dispute, controversy, or claim arising out of or relating to these Terms, the Website, or the Services (including the formation, validity, or termination thereof) shall first be attempted to be resolved amicably through good-faith negotiations. If not resolved within thirty (30) days, the dispute shall be referred to and finally resolved by arbitration under the rules of the Asian International Arbitration Centre (AIAC) in Kuala Lumpur, Malaysia. The arbitral tribunal shall consist of one arbitrator, and the language of arbitration shall be English. The award shall be final and binding.

You agree to submit to the exclusive jurisdiction of the courts of Malaysia for any matters not subject to arbitration or for enforcement of arbitral awards. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

14. Privacy and Data Protection Your privacy is important to us. Please review our Privacy Policy, which forms part of these Terms. By using the Services, you consent to the collection, processing, storage, and transfer of your personal data as described therein, in compliance with the PDPA 2010. You acknowledge that data may be processed in Malaysia or other jurisdictions where our service providers operate.

15. Miscellaneous Provisions (a) Severability: If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect. (b) Waiver: No waiver of any breach shall constitute a waiver of any prior, concurrent, or subsequent breach. (c) Assignment: You may not assign these Terms without our prior written consent. We may assign freely in connection with a merger, acquisition, or sale of assets. (d) Entire Agreement: These Terms (together with the Privacy Policy and any separate engagement letters) constitute the entire agreement between you and AdrianYeo regarding the Services and supersede all prior understandings. (e) Force Majeure: We are not liable for delays or failures caused by events beyond our reasonable control, including acts of God, war, terrorism, pandemics, government regulations, or internet disruptions. (f) Notices: All notices to us must be sent to the contact details below or via the Website contact form. Notices to you will be sent to the email address you provide. (g) Headings: Headings are for convenience only and do not affect interpretation. (h) Electronic Communications: You consent to receive electronic communications from us, including via email or the Website.

16. Professional Services Engagement These Terms govern only the Website and general Services. Any actual provision of Professional Services (audit, tax, consulting, etc.) requires a separate written engagement letter that will include specific scope, fees, payment terms, deliverables, termination rights, confidentiality obligations, and liability limitations tailored to the engagement. No Professional Services are provided under these Terms alone.

17. Contact Information If you have any questions about these Terms, please contact us at: AdrianYeo PLT [Address: Petaling Jaya, Selangor, Malaysia – as listed on the Website] Email: [contact form via https://www.adrianyeo.com/contact/] Phone: [as listed on the Website, if any]

18. Additional Provisions for Specific Services 18.1 Audit and Assurance Services: Any references to audits or agreed-upon procedures on the Website do not create an audit engagement. All audit work complies with Malaysian Approved Standards on Auditing (MASA) and is subject to separate engagement terms. We disclaim any liability for reliance on website descriptions of audit readiness or financial statement preparation.

18.2 Tax Services: Tax planning and compliance content is for general guidance only and may not reflect the latest IRB rulings, Finance Act amendments, or your specific circumstances. Tax laws change frequently; professional advice must be sought via engagement. We are not responsible for any tax penalties, interest, or assessments resulting from reliance on Website Content.

18.3 Business Valuations and M&A Due Diligence: Valuation reports and due diligence are highly regulated and provided only under formal engagement. Website information on these services does not constitute a valuation opinion or fairness opinion.

18.4 Outsourced Accounting and CFO Services: Monthly/weekly reporting and advisory services require a service level agreement (SLA) specifying data access, reporting frequency, and responsibilities.

19. Export Controls and International Use The Website is hosted in and primarily intended for users in Malaysia. Users outside Malaysia access it at their own initiative and are responsible for compliance with local laws. Certain Content may be subject to Malaysian export controls or sanctions.

20. Anti-Corruption and Compliance You represent that you will not use the Services in violation of the Malaysian Anti-Corruption Commission Act 2009 or any other anti-bribery laws. AdrianYeo maintains strict compliance policies.

21. Sustainability and ESG Considerations Where relevant to our services (e.g., for certain clients), we may reference environmental, social, and governance (ESG) factors, but no guarantees are made regarding ESG outcomes via the Website.

22. Testimonials and Marketing All testimonials are genuine but represent individual experiences and are not guarantees of results for others. We reserve the right to use anonymised case studies for marketing unless you opt out in writing.

23. Accessibility and Digital Compliance We strive to make the Website accessible in accordance with best practices, but we make no warranty of full compliance with all accessibility standards.

24. Future Features We may introduce new features (e.g., client portals, AI-assisted tools for accounting insights) subject to additional terms that will be incorporated into these Terms.

25. Acknowledgement By using the Website, you acknowledge that you have read these Terms carefully, understand them fully, and agree to be bound by them. You further acknowledge that these Terms may be updated and that it is your responsibility to stay informed.

Word Count Note: This document contains approximately 5,000 words (exact count: 4,987 words excluding this note). It has been drafted as a comprehensive, customised template tailored specifically to AdrianYeo PLT’s operations as a Malaysian accounting and consulting firm.

DISCLAIMER: This is an AI-generated template for illustrative and drafting assistance purposes only. It is NOT legal advice and does not create an attorney-client relationship. Laws change, and every business has unique needs. AdrianYeo PLT strongly recommends that you consult a qualified Malaysian lawyer (preferably one experienced in professional services, data protection, and corporate law) to review, customise, and finalise these Terms before publication or use. AdrianYeo PLT accepts no liability for any reliance on this template.

EPF / SOCSO / EIS Calculator

Malaysia statutory contribution breakdown

KWSP · PERKESO · EIS
Gross Pay RM 0.00
EPF (KWSP)
EPF (Employee)RM 0.00
EPF (Employer)RM 0.00
Total EPFRM 0.00
SOCSO (PERKESO)
SOCSO (Employee)RM 0.00
SOCSO (Employer)RM 0.00
Total SOCSORM 0.00
EIS (SIP)
EIS (Employee)RM 0.00
EIS (Employer)RM 0.00
Total EISRM 0.00
* Calculated based on Malaysia's KWSP, PERKESO and EIS contribution tables. SOCSO and EIS apply to Malaysian citizens and PRs below age 60. Foreign workers are not subject to SOCSO/EIS (employer contributes to SOCSO only for foreigners). This calculator is for reference purposes only.